Braun Board

ISO Sales Representative - Merchant Cash Advance (MCA)

High Rise Capital · New York, NY

Base
Not disclosed
OTE
Not disclosed
Quota attainment
Not disclosed
Posted
5d ago

Why it matters: OTE tells you what you could earn. Attainment tells you how realistic it is.

Ask: “What percentage of fully ramped reps hit quota last year?”

Still open · checked 2h agoon High Rise Capital's careers page

The job

What you'd do
Find business owners who need quick cash and help them get short-term funding through brokers and referral partners. You'll generate your own leads, and the role offers work from home.
Who you'd sell to
Business owners seeking working capital at small businessesIn their words: “Identify potential clients seeking working capital and business financing solutions.”
Where deals come from
Mostly you. Expect a lot of outbound: cold calls, emails and LinkedIn.

The Braun Read

Ask hard questions

Too much is left unsaid. Make them answer before you invest.

Pay
No pay listed at all.
Transparency
Says nothing about quota, attainment, deal size, territory or sales cycle.
Time on market
Open 5 days.
Company hiring
3 sales roles open, hiring at a steady pace.

Based only on what the posting says. Lights are a starting point for your first call, not a final judgment.

Questions to ask on the first call

Built from what this posting leaves out. How they answer tells you as much as what they say.

  1. 1.

    What percentage of fully ramped reps hit quota last year?

    OTE is what you could earn. This is how likely you are to earn it.

  2. 2.

    What percentage of reps on the team have been here more than 18 months?

    Tenure shows whether people stay long enough to get paid.

  3. 3.

    Has the comp plan changed in the last 12 to 18 months? What changed?

    A plan that changes every year means the goalposts keep moving.

  4. 4.

    Who sits with reps and reviews calls each week?

    Coaching is often what's behind a good or bad attainment number.

  5. 5.

    What are the base and the OTE for this role?

    No point investing hours before you know the number.

  6. 6.

    Why is this role open? Did someone leave, or is it new?

    New headcount is growth. A replacement means someone left. Ask why.

› When the offer comes

Save these for later. They land better once they've said yes to you.

  1. 1.

    Can I see the full comp plan in writing, including clawbacks and accelerators?

    What's in writing is what gets paid. Read it before you sign.

  2. 2.

    Can I see the actual comp distribution for the team last year, not just the OTE?

    The spread shows what most reps really take home. OTE is just the target.

  3. 3.

    I'd be walking away from earned commission to join. Is there room for a sign-on bonus to help cover that?

    Leaving money behind is a fair reason to ask. The worst answer is no.

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Full posting
Highrise Capital is seeking an experienced Merchant Cash Advance (MCA) ISO Sales Representative to join our growing business funding team. We are looking for motivated, results-driven sales professionals with a proven background in the MCA industry who understand how to generate leads, build broker relationships, and close business funding deals. Previous experience in the Merchant Cash Advance industry and established relationships with Brokers in the industry are REQUIRED. Candidates without direct MCA industry experience will not be considered. Responsibilities - Generate and develop new business opportunities within the MCA industry. - Build and maintain relationships with business owners, ISOs, brokers, and referral partners. - Source, submit, and manage merchant funding deals from application through approval and funding. - Identify potential clients seeking working capital and business financing solutions. - Follow up with leads, negotiate offers, and help move deals toward closing. - Maintain a consistent pipeline of qualified merchants and funding opportunities. - Work with underwriting and processing teams to facilitate smooth transactions. - Meet and exceed monthly sales and funding targets. Requirements - Mandatory: Previous hands-on experience in the MCA industry. - Experience as an MCA ISO representative, sales broker, account executive, or business funding representative. - Established broker relationships or an existing merchant pipeline is a plus. - Strong understanding of MCA products, underwriting basics, lender guidelines, and the funding process. - Excellent communication, negotiation, and closing skills. - Self-motivated, goal-oriented, and comfortable working in a fast-paced sales environment. - Ability to manage multiple deals and follow up consistently. Benefits - Competitive compensation based on experience. - Base salary and commission opportunities available, depending on qualifications and sales performance. - High earning potential for experienced representatives who consistently generate and close deals. - Health Care Plan (Medical, Dental & Vision) - Retirement Plan (401k, IRA) - Life Insurance (Basic, Voluntary & AD&D) - Paid Time Off (Vacation, Sick & Public Holidays) - Family Leave (Maternity, Paternity) - Training & Development - Work From Home
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