Entry Level Sales Representative

Premium Merchant Funding · Aventura, FL

Base: Not disclosed
OTE: $60K–$100K
Quota attainment: Not disclosed
Posted: 2mo ago

Why it matters: OTE tells you what you could earn. Attainment tells you how realistic it is.

Ask: “What percentage of fully ramped reps hit quota last year?”

Still open · checked 1h agoon Premium Merchant Funding's careers page

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The job

What you'd do: Sell alternative business funding to small business owners nationwide, managing your own pipeline on commission (OTE $60K-$100K+, independent contractor). No finance background required; Spanish is a plus.
Who you'd sell to: Still reading the posting. Check back within the hour.
Where deals come from: Not stated in the posting.

The Braun Read

Worth a look

Solid on the basics. Use the first call to fill in the gaps.

Pay: OTE is listed. Ask what the base is.
Transparency: Shares 1 of 5: quota, attainment, deal size, territory, sales cycle.
Pipeline: Doesn't say where pipeline comes from. Ask.
Time on market: Open 86 days. Ask why it's been hard to fill.
Company hiring: 7 sales roles open, hiring at a steady pace.

Red lights

None spotted.

Green lights

Publishes OTE. It tells you the on-target earnings up front. Most postings don't.

Based only on what the posting says. Lights are a starting point for your first call, not a final judgment.

Questions to ask on the first call

Built from what this posting leaves out. How they answer tells you as much as what they say.

1.
What percentage of fully ramped reps hit quota last year?
OTE is what you could earn. This is how likely you are to earn it.
2.
What percentage of reps on the team have been here more than 18 months?
Tenure shows whether people stay long enough to get paid.
3.
Has the comp plan changed in the last 12 to 18 months? What changed?
A plan that changes every year means the goalposts keep moving.
4.
Who sits with reps and reviews calls each week?
Coaching is often what's behind a good or bad attainment number.
5.
What's the base, and how is the rest paid out?
OTE without a base doesn't tell you what you can count on.
6.
Why is this role open? Did someone leave, or is it new?
New headcount is growth. A replacement means someone left. Ask why.

› When the offer comes

Save these for later. They land better once they've said yes to you.

1.
Can I see the full comp plan in writing, including clawbacks and accelerators?
What's in writing is what gets paid. Read it before you sign.
2.
Can I see the actual comp distribution for the team last year, not just the OTE?
The spread shows what most reps really take home. OTE is just the target.
3.
I'd be walking away from earned commission to join. Is there room for a sign-on bonus to help cover that?
Leaving money behind is a fair reason to ask. The worst answer is no.

Josh's top five questions for any sales interview →

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Full posting

OTE: $60,000 - $100,000+ About Us Born in NYC's Financial District, Premium Merchant Funding is a national leader in alternative business lending. We help small businesses across the country access capital when traditional banks say no. The Opportunity Connect with business owners across the country, understand their needs, and help them get funded. You manage your pipeline. You own your results. Your income reflects your effort — directly and without a cap. Who We're Looking For No finance background needed. We want people who compete, push through adversity, and know how to show up consistently. Coachable, socially sharp, and hungry. If that's you, the rest we can teach. Bilingual? Especially English and Spanish — that's a big plus here. The Environment A high-energy Aventura office with a tight-knit team that takes results seriously and celebrates together. The culture here is simple: work hard, push through, and the upside is real. If you thrive in competitive, social environments, you'll feel at home. What Success Looks Like Here In your first few months you'll be learning the business, building your skills, and finding your rhythm. The people who break through are the ones who trust the process, stay coachable, and don't let a tough week define them. By the end of year one, the reps who put in the work are earning real money and building toward something. What to Expect Hands-on training, real deal flow, and a path to grow. Top performers earn $100,000+ in their first year. This is an independent contractor opportunity. Compensation is commission-based and reflects individual performance.

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